Term Insurance

Term life insurance is one of the best ways to protect the people you love, and it’s ideal if you’re just starting out. It can be purchased in large amounts for a relatively small premium, it provides affordable protection for a specific period of time, and because the premium remains the same for the duration of the term period, the cost will fit your budget. The guaranteed death benefits ensure funds are there to meet survivors’ needs. And when you’re ready, you can convert term to permanent coverage.

Level Term Insurance 10, 20, 30

Farm Family offers affordable level term life insurance for periods of 10, 20 and 30 years. Premiums are guaranteed to remain unchanged for the duration of the term period. The amount of your premium will depend on your gender, age, health, and whether or not you use tobacco products. At the end of the term — depending on your age, health and plan type — you can select another policy term if you want continued protection.

Yearly Renewable Term

Yearly Renewable Term is term life insurance that provides protection on a year-by-year basis. The policy can be renewed up to age 95 (and age 80 in New York). Yearly Renewable Term is ideal for young individuals to insure for or to provide for any temporary and significant life insurance needs (e.g. indebtedness), at a reasonable cost. It is designed with low, annual premiums that increase according to age.

Form #s: LEVEL TERM 0205; YRT 0806

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